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Credit facilities typically refer to arrangements or agreements made between a financial institution  and a borrower that allow the borrower to access a specified amount of funds for a defined period of time. These facilities can come in various forms, such as loans, lines of credit, or revolving credit.

A savings account is a type of bank account where individuals can deposit their money with the intention of saving and earning interest on their deposits.

Transfering considerable amounts of money can be a delicate matter for the average person or business.

The payment of civil servants refers to the process by which salaries and wages are disbursed to government employees who work in various civil service roles.

A fixed deposit (FD) is a type of financial investment offered by banks and financial institutions where an individual deposits a specific amount of money for a fixed period at a predetermined interest rate.

Financial consulting refers to the practice of providing expert advice and guidance to individuals, businesses, or organizations on various financial matters.